PG CAPITAL provides its content on this Web site (the "Site") subject to the following terms and conditions (the "Terms"). We may periodically change the Terms, so please check back from time to time. These Terms were last updated on May 31, 2004. By accessing and using this Site, you agree to these Terms. For an explanation of PG CAPITAL's practices and policies related to the collection, use, and storage of our users' information, please read our Privacy Policy.

1. Copyrights
All content and functionality on the Site, including text, graphics, logos, icons, and images and the selection and arrangement thereof, is the exclusive property of PG CAPITAL or its licensors and is protected by U.A.E. and international copyright laws. All rights not expressly granted are reserved.

2. Trademarks
The trademarks, service marks, designs, and logos (collectively, the "Trademarks") displayed on the Site are the registered and unregistered Trademarks of PG CAPITAL and its licensors. You agree that you will not refer to or attribute any information to PG CAPITAL or its licensors in any public medium (e.g., press release, Web sites) for advertising or promotion purposes, or for the purpose of informing or influencing any third party and that you will not use or reproduce any Trademark of, or imply any endorsement by or relationship with, PG CAPITAL or its licensors.

3. Use of Site Content
PG CAPITAL hereby grants you a non-exclusive, non-transferable license for the term hereof to access and download, display, and print one copy of the content and functionality displayed on the Site (the "Site Content") on any single computer solely for your internal, business use, provided that you do not modify the Site Content in any way and that you retain all copyright and other proprietary notices displayed on the Site Content. You may not otherwise reproduce, modify, distribute, transmit, post, or disclose the Site Content without PG CAPITAL's prior written consent.

4. User Postings
You acknowledge and agree that PG CAPITAL shall own and have the unrestricted right to use, publish, and otherwise exploit any and all information that you post or otherwise publish on the Site in postings, survey responses, and otherwise, and you hereby waive any claims against PG CAPITAL for any alleged or actual infringements of any rights of privacy or publicity, moral rights, or rights of attribution in connection with PG CAPITAL's use and publication of such submissions. You covenant that you shall not post or otherwise publish on the Site any materials that (a) are threatening, libelous, defamatory, or obscene; (b) would constitute, or that encourage conduct that would constitute, a criminal offense, give rise to civil liability, or otherwise violate law; (c) infringe the intellectual property, privacy, or other rights of any third parties; (d) contain a computer virus or other destructive element; (e) contain advertising; or (f) constitute or contain false or misleading statements. PG CAPITAL does not and cannot review all information posted to the Site by users and is not responsible for such information. However, PG CAPITAL reserves the right to refuse to post and the right to remove any information, in whole or in part, for any reason or for no reason.

5. Disclaimers
The content and functionality on the site is provided with the understanding that PG CAPITAL is not herein engaged in rendering professional advise and services to you. All content and functionality on the site is provided “as is”, without warranty of any kind, either express or implied, including, without limitation, implied warranties of merchantability and fitness for a particular purpose. Neither PG CAPITAL nor its third-party content providers shall be liable for any indirect, incidental, consequential, or punitive damages or for lost revenues or profits, whether or not advised of the possibility of such damages or losses and regardless of the theory of liability.

6. Third-Party Web Sites
We may provide links to third-party Web sites, and some of the content appearing to be on this Site is in fact supplied by third parties, for example, in instances of framing of third-party Web sites or incorporation through framesets of content supplied by third-party servers. PG CAPITAL has no responsibility for these third-party Web sites, which are governed by the Terms of Use and privacy policies, if any, of the applicable third-party content providers.

7. Governing Law; Jurisdiction
These Terms are governed by the laws of the UAE without reference to the principles of conflicts of laws thereof.